:root{
  --brand:#1D3FB8;--brand-strong:#152E86;--blue-300:#5B79DA;--blue-200:#94A8E8;--blue-100:#E8EDFB;
  --ink:#111827;--muted:#4B5563;--bg:#F5F7FB;--card:#FFFFFF;--border:#D5DBE7;--control:#6B7280;
  --success:#157A4A;--danger:#B42318;
  --sans:"Inter Tight","Noto Sans TC",system-ui,-apple-system,"PingFang HK","Microsoft JhengHei",sans-serif;
  --serif:"Source Serif 4","Noto Serif TC","Songti TC","PMingLiU",serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.5 var(--sans)}
a{color:var(--brand)}a:hover{color:var(--brand-strong)}
:focus-visible{outline:3px solid var(--blue-300);outline-offset:2px}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
h1,h2{font-family:var(--serif);font-weight:400;margin:0}
h3{margin:0;font-size:19px;font-weight:600}
p{margin:0}
.eyebrow{font-size:14px;font-weight:500;color:var(--brand);letter-spacing:1px}
.section{padding:88px 0}
.section.white{background:var(--card);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.section-head{display:flex;flex-direction:column;gap:10px;max-width:640px;margin-bottom:40px}
.section-head h2{font-size:clamp(30px,3.4vw,40px);line-height:1.25}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 26px;border-radius:12px;font:500 17px var(--sans);text-decoration:none;cursor:pointer;border:1px solid var(--brand)}
.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand-strong);color:#fff}
.btn-outline{background:#fff;color:var(--brand)}
.btn-white{background:#fff;color:var(--brand);border-color:#fff}.btn-white:hover{color:var(--brand-strong)}
.btn-ghost-white{background:transparent;color:#fff;border-color:#fff}.btn-ghost-white:hover{color:#fff;background:rgba(255,255,255,.08)}
body>header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:10}
.nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding-top:10px;padding-bottom:10px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo-text{display:flex;flex-direction:column;line-height:1.1}
.logo-text b{font:400 22px var(--serif)}
.logo-text small{font-size:12px;color:var(--muted);letter-spacing:.5px}
nav ul{display:flex;flex-wrap:wrap;align-items:center;gap:4px 24px;margin:0;padding:0;list-style:none;font-size:15px}
nav a.link{color:var(--ink);text-decoration:none;padding:10px 0}
nav .btn{min-height:44px;padding:0 18px;font-size:15px}
@media (max-width:760px){nav li.hide-sm{display:none}}
.hero{padding:64px 0 72px}
.hero .wrap{display:flex;flex-wrap:wrap;gap:48px;align-items:center}
.hero-copy{flex:1 1 480px;min-width:0;display:flex;flex-direction:column;gap:24px}
.pill{align-self:flex-start;padding:6px 14px;border-radius:999px;background:var(--blue-100);color:var(--brand-strong);font-size:14px;font-weight:500}
.hero h1{font-size:clamp(38px,5vw,60px);line-height:1.15;letter-spacing:.5px}
.hero h1 em{font-style:normal;color:var(--brand)}
.lead{font-size:18px;line-height:1.7;color:var(--muted);max-width:520px}
.actions{display:flex;flex-wrap:wrap;gap:12px}
.ticks{display:flex;flex-wrap:wrap;gap:12px 28px;margin:8px 0 0;padding:0;list-style:none;font-size:15px}
.ticks li{display:flex;align-items:center;gap:8px}
.card{background:var(--card);border:1px solid var(--border);border-radius:16px;box-shadow:0 1px 2px rgba(17,24,39,.06),0 4px 12px rgba(17,24,39,.06)}
#enquiry{flex:1 1 380px;max-width:480px;min-width:0;padding:32px;scroll-margin-top:90px}
form{display:flex;flex-direction:column;gap:18px}
.form-head h2{font-size:26px;font-weight:500;line-height:1.3}
.form-head p{font-size:14px;color:var(--muted);margin-top:6px}
.field{display:flex;flex-direction:column;gap:6px}
label,legend{font-size:14px;font-weight:500}
fieldset{border:0;margin:0;padding:0}
legend{padding:0;margin-bottom:8px}
input[type=text],input[type=tel],input[type=number],select{min-height:48px;padding:0 14px;border:1px solid var(--control);border-radius:6px;font:400 16px var(--sans);color:var(--ink);background:#fff;width:100%}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{min-height:44px;padding:0 18px;border-radius:999px;border:1px solid var(--control);background:#fff;color:var(--ink);font:500 15px var(--sans);cursor:pointer}
.chip[aria-pressed=true]{background:var(--brand);border-color:var(--brand);color:#fff}
.consent{display:flex;align-items:flex-start;gap:10px;font-size:13px;line-height:1.5;color:var(--muted);font-weight:400}
.consent input{width:20px;height:20px;margin:0;flex-shrink:0;accent-color:var(--brand)}
.err{font-size:13px;color:var(--danger);min-height:0}
.err:empty{display:none}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.small-note{font-size:12px;color:var(--muted);text-align:center}
.thanks{display:none;flex-direction:column;align-items:center;text-align:center;gap:14px;padding:40px 8px}
.thanks h2{font-size:28px;font-weight:500}
.thanks p{color:var(--muted);max-width:320px}
.banks{background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:28px 0}
.banks span{font-size:14px;color:var(--muted)}
.banks .banks-inner>span{display:block;margin-bottom:16px}
.bank-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.bank-list div{min-height:52px;padding:8px 12px;border-radius:6px;background:var(--bg);border:1px solid var(--border);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;line-height:1.25}
.bank-list b{font-size:15px;font-weight:500}
.bank-list small{font-size:11px;color:var(--muted)}
.cards3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}
.step{background:#fff;border:1px solid var(--border);border-radius:12px;padding:28px;display:flex;flex-direction:column;gap:12px}
.step .num{font:400 40px/1 var(--serif);color:var(--brand)}
.step p,.why p{color:var(--muted);line-height:1.7}
.calc{display:flex;flex-wrap:wrap;gap:48px;align-items:stretch}
.calc-in{flex:1 1 460px;min-width:0;display:flex;flex-direction:column;gap:24px}
.calc-in .section-head{margin-bottom:0}
.calc-out{flex:1 1 380px;min-width:0;background:var(--brand);color:#fff;border-radius:16px;padding:36px;display:flex;flex-direction:column;gap:20px;justify-content:center}
.calc-out .label{font-size:15px;color:var(--blue-100)}
.calc-out .big{font:400 clamp(40px,4.4vw,56px)/1 var(--serif)}
.rows{display:flex;flex-direction:column;gap:10px;padding-top:16px;border-top:1px solid var(--blue-300);font-size:15px}
.rows div{display:flex;justify-content:space-between;gap:12px}
.rows dt{color:var(--blue-100)}.rows dd{margin:0;font-weight:500}
.calc-out .disc{font-size:12px;line-height:1.6;color:var(--blue-100)}
.cards4{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.why{display:flex;flex-direction:column;gap:12px}
.icon{width:48px;height:48px;border-radius:12px;background:var(--blue-100);display:flex;align-items:center;justify-content:center}
.faq{max-width:880px}
.faq-list{border-top:1px solid var(--border)}
details{border-bottom:1px solid var(--border);padding:20px 0}
summary{display:flex;justify-content:space-between;gap:16px;font-size:18px;font-weight:500;cursor:pointer;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--brand);font-size:22px;line-height:1}
details[open] summary::after{content:"−"}
details p{margin-top:12px;color:var(--muted);line-height:1.7}
.cta{background:var(--brand);color:#fff;padding:72px 0}
.cta .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:32px}
.cta-copy{flex:1 1 480px;display:flex;flex-direction:column;gap:12px}
.cta h2{font-size:clamp(30px,3.6vw,44px);line-height:1.25}
.cta p{font-size:17px;color:var(--blue-100)}
footer{background:var(--ink);color:#F3F5FA;padding:48px 0}
footer .top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;margin-bottom:28px}
footer .contact{display:flex;flex-wrap:wrap;gap:8px 32px;font-size:14px;color:#A3ACBD}
footer .legal{padding-top:24px;border-top:1px solid #2A3350;font-size:12px;line-height:1.7;color:#A3ACBD}
footer a{color:#F3F5FA}
.wa-float{position:fixed;right:16px;bottom:16px;z-index:20;width:56px;height:56px;border-radius:50%;background:#157A4A;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 12px rgba(17,24,39,.2)}
.wa-float:hover{color:#fff;background:#11643c}
.art-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:32px}
.art-head .section-head{margin-bottom:0}
.art-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:24px}
.art-card{text-decoration:none;color:var(--ink);background:var(--bg);border:1px solid var(--border);border-radius:12px;overflow:hidden;display:flex;flex-direction:column}
.art-card:hover{color:var(--ink);border-color:var(--blue-300)}
.section.white .art-card{background:var(--bg)}
.art-cover{height:168px;display:flex;align-items:center;justify-content:center;background:var(--brand);overflow:hidden}
.art-cover img{width:100%;height:100%;object-fit:cover;display:block}
.art-cover.alt{background:var(--brand-strong)}
.art-body{padding:22px 24px 26px;display:flex;flex-direction:column;gap:10px;flex-grow:1}
.meta{display:flex;flex-wrap:wrap;align-items:center;gap:10px;font-size:13px;color:var(--muted)}
.tag{padding:3px 10px;border-radius:999px;background:var(--blue-100);color:var(--brand-strong);font-weight:500}
.art-card h3{font:500 21px/1.4 var(--serif)}
.art-card p{color:var(--muted);font-size:15px;line-height:1.7}
.more{margin-top:auto;padding-top:6px;color:var(--brand);font-size:15px;font-weight:500}
.empty{padding:32px;border:1px dashed var(--border);border-radius:12px;color:var(--muted);text-align:center}
.center{display:flex;justify-content:center;margin-top:32px}
.crumbs{font-size:14px;color:var(--muted);display:flex;flex-wrap:wrap;gap:6px}
.art-layout{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start;padding-top:40px;padding-bottom:88px}
.art-main{flex:999 1 560px;min-width:0;display:flex;flex-direction:column;gap:24px}
.art-main h1{font-size:clamp(30px,4vw,44px);line-height:1.3}
.hero-img{margin:0;border-radius:16px;overflow:hidden;background:var(--blue-100)}
.hero-img img{width:100%;max-height:440px;object-fit:cover;display:block;aspect-ratio:1200/630;height:auto}
.hero-img figcaption{font-size:12px;color:var(--muted);padding:8px 12px;background:#fff}
.summary{background:#fff;border:1px solid var(--border);border-radius:12px;padding:20px 24px;line-height:1.8}
.summary b{display:block;color:var(--brand);font-size:14px;margin-bottom:4px}
.prose{font-size:17px;line-height:1.9}
.prose h2{font:500 28px/1.35 var(--serif);margin:36px 0 12px}
.prose h3{font-size:20px;margin:24px 0 8px}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 16px;padding-left:24px}
.prose li{margin-bottom:6px}
.prose blockquote{margin:0 0 16px;padding:12px 18px;background:var(--blue-100);border-radius:8px}
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:12px;background:#fff;margin:0 0 20px}
.table-wrap table{width:100%;min-width:520px;border-collapse:collapse;font-size:15px;line-height:1.6}
.table-wrap th,.table-wrap td{padding:10px 14px;text-align:left;border-top:1px solid var(--border);vertical-align:top}
.table-wrap thead th{background:var(--blue-100);border-top:0}
.inline-cta{background:var(--brand);color:#fff;border-radius:16px;padding:28px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.inline-cta strong{display:block;font:400 24px var(--serif);margin-bottom:4px}
.inline-cta span{color:var(--blue-100)}
.sources{font-size:13px;line-height:1.8;color:var(--muted);display:flex;flex-direction:column;gap:4px;word-break:break-word}
.sources b{color:var(--ink)}
.art-side{flex:1 1 300px;min-width:0;display:flex;flex-direction:column;gap:24px}
.side-card{padding:24px;display:flex;flex-direction:column;gap:12px}
.side-card h2{font-size:22px}
.side-card p{font-size:14px;color:var(--muted)}
.related a{display:block;text-decoration:none;color:var(--ink);padding:14px 0;border-top:1px solid var(--border);line-height:1.6}
.related a:last-child{border-bottom:1px solid var(--border)}
.filters{display:flex;flex-wrap:wrap;gap:8px}
.filters a{display:inline-flex;align-items:center;min-height:44px;padding:0 18px;border-radius:999px;border:1px solid var(--control);background:#fff;color:var(--ink);text-decoration:none;font-weight:500;font-size:15px}
.filters a[aria-current=page]{background:var(--brand);border-color:var(--brand);color:#fff}